Adulting Essentials
Because Being a Grown-Up Shouldn’t Be This Confusing
Bills. Budgets. Credit scores. Taxes. Insurance. Nobody taught you this stuff — but I will.
This is your go-to guide for mastering the real-world life skills that school skipped.
🧰 What You’ll Find Here:
- Life and money skills for beginners
- Budgeting and bill-pay templates
- Renters + Insurance checklists
- Credit card and tax crash courses
- A free "Adulting Starter Pack" to help you feel in control (not overwhelmed)
🔑 Tools & Downloads to Help You Feel Like You’ve Got This
📆 Monthly Adulting Checklist
A simple, repeatable list of what to do each month to keep your finances, paperwork, and home life under control.
- Bills, budgeting, health tasks and more
- Helps prevent "oops, I forget to do that" moments in life
- Editable PDF + printable version
👉 Download the Adulting Checklist
🧾 Bill & Subscription Tracker
Never miss a due date or let a forgotten subscription eat your money again.
- Tracks bills by date date + auto-pays
- Includes annual subscriptions (Amazon, apps, etc.)
- Bonus: "Cancel or Keep" decision helper
👉 Download the Bill Tracker
🏡 Renting & Insurance Starter Guide
Everything you actually need to know before signing a lease or picking renters insurance.
- Questions to ask your landlord
- What rents insurance really covers
- Bonus: security deposit tracker
👉 Download the Guide
💳 Credit Score Basics Cheat Sheet
How your credit score is calculated, why it matters, and how to build it — even if you’re starting from zero.
- FICO breakdown explained simply
- Do's and Don'ts
- Tips for building credit the smart way
👉 Download the Cheat Sheet
🎁 Want the Whole Bundle?
Get the Free Adulting Starter Pack
Includes:
- Monthly Adulting Checklist
- Bill & Subscription Tracker
- Rent + Insurance Starter Guide
- Credit Scores Basics Sheet
👉 Enter your email to download the bundle
PLACEHOLD FOR MAILCHIMP FORM
👋 From Stephen, Your Friendly CPA (and Once Clueless 20-Something)
Adulting isn’t a personality trait — it’s a skill set. And just like any other skill, it’s totally learnable.
I’m Stephen Berger, CPA and founder of From Ramen to Riches. I’ve helped thousands of people build financial confidence from the ground up — and I built this toolkit for the version of me that had no clue what a deductible was or how to read a pay stub.
You don’t have to feel behind. Just start with the next step.
📚 Related Posts You’ll Love:
- The 10 Things Every 20-Something Should Know About Money
- How to Choose the Right Health Insurance Plan
- What is a 401(k), and Should You Care?
- Real-Life Budgeting Tips That Aren't Just "Stop Buying That Daily Coffee"
You don’t need to figure this all out on your own.
Grab the Adulting Starter Pack and get tools that actually make sense.